Giving Out Private Data for Discount in Insurance
Tara Siegel Bernard
The New York Times
Life Insurance policy
Andrew Thomas’s life insurer knows exactly when he arrives at his local gym. The company is notified when he swipes his membership card, and 30 minutes later, it checks that he is still there, tracking his location through his smartphone.
The insurance company has a vested interest in keeping Mr. Thomas alive and well. In return for sharing his exercise habits, his cholesterol level and other medical information, Mr. Thomas, a 51-year-old medical publisher who lives in Johannesburg, earns points, which translate into premium savings and other perks. By staying in good shape, it is less likely that Discovery, his insurer, will have to pay out his life and disability policies.
“Every Saturday morning, just for playing golf, I get points,” said Mr. Thomas, who said he received about 9 percent back on his life insurance premiums for each of the last five years. “It is trying to make people live a healthy lifestyle.”
Today’s Inspiration
Why Worry?
by Joyce Meyer – posted April 08, 2015
Cease from anger and forsake wrath; fret not yourself—it tends only to evildoing. Psalm 37:8
Anxiety and worry are both attacks on the mind intended to keep you from serving the Lord. The enemy uses these weapons to press your faith down so you cannot live in victory. Many people are worriers but don’t even realize it. They may call it something else—but it is still worry. In addition to telling you to “fret not,” other passages warn you to “take no thought,” (Matthew 6:25), “be careful for nothing” (Philippians 4:6), and “cast . . . all your care” (1 Peter 5:7).
Matthew 6:27 says, And who of you by worrying and being anxious can add one unit of measure (cubit) to his stature or to the span of his life? The obvious point is that worry is useless. It does not accomplish any good thing. In that case, why worry and why be so anxious?